This is the Latest Version of J&K Bank's Official Mobile Banking Application (mPAY Delight Plus) Features: 1. Easy to use and completely secure. 2. Offers service like Balance Enquiry, Mini statement, Full Statement (Email & Download) Fund transfer within bank and other bank. 3. You can enquire cheque status and place request to stop issued cheque. 4. Facility available 24 * 7. 5. With new UI and user friendly options.